Decorating without furniture

After our furniture-store-browsing experience of this weekend, both Torsten and I are feeling a bit frustrated about not being able to afford any of the stuff we want to decorate the house. I went back over the list we made at Room & Board, and if we bought everything on that list, we would spend $13,000 (before tax). Awesome. Because we TOTALLY have that kind of money lying around.

I am extra frustrated because of the stupid $10,000 we spent on my surgery. If it weren't for the surgery, we could have spent that money to buy a huge chunk of furniture. Not that we would have, because we didn't actually HAVE the $10,000 and are instead paying down the debt we took on to pay for the surgery. But we could have taken the money we're using to pay down the debt and used that to buy the furniture. Or a hot tub and some of the furniture. Or build up our savings a bit more and THEN bought some furniture. And instead we're pouring every extra cent into paying off a debt that my insurance company should have prevented me from ever taking on. And I am annoyed about that.

The furniture that we'd like to buy includes two shelving units for the living room, one shelving unit for the dining room, one shelving unit for the family room, a dining room table, eight dining room chairs, a coffee table, a dresser, and two nightstands. To buy all that, in the high-quality pieces that we want, would cost $13,000. Which means that to buy everything ELSE we'd need to fully furnish the house--an entertainment center, another coffee table, some end tables, a bed frame, dresser, and nightstand for the guest room, some shelves for our offices, and eventually, nursery furniture--will cost another many thousands of dollars.

Furniture IS really expensive, but that doesn't really bother me because it lasts forever. I mean, every piece of furniture my parents own, other than couches, has either been in their house since before I was born or has been added or replaced only once during my lifetime. When you divide the price over the number of years of use, it becomes very reasonable. And I have no problem investing more in higher-quality pieces that look nicer, feel nicer, are better built, and last longer. I would happily spend every penny of the higher price for that stuff. If only I HAD the pennies to spend.

Anyway, in the meantime I'm trying to focus on the affordable stuff I can do to the house. Namely, decorating with stuff we already have. We actually have a plethora of lovely vases, pitchers, etc., that would do very nicely displayed artistically around the house to add some color and points of interest. Except that we have no shelves or tables to display them on. The shelves they were displayed on in our apartment didn't fit right in the living room, so we put them in the basement. So all our nice things are crammed onto the mantel over the fireplace, which looks terrible and tacky. But we have nowhere else to put them until we get some freaking shelves.

And most of the art that we had hung in our apartment was on the cheap side, cute stuff that we had picked up here and there, stuff that's fine for a bedroom or an office but not for displaying front and center in a formal living room, you know? So, I can do some upstairs decorating but not really any downstairs.

But one thing I am thinking about doing is creating a wall of framed photos in the family room. I am pretty religious about printing photos and organizing them in albums, and framing the ones I love. I collect frames wherever I find them--if I see a nice frame and it's not too expensive, I'll buy it, knowing I'll fill it someday. And we just ordered a bunch of wedding prints and I bought frames for them at Target, where they are remarkably cute and inexpensive.

But here's the thing. I asked for frame wall opinions on Twitter, and everyone who responded seemed to think it was a great idea. But the thing I'm wondering about is whether our frames are too... diverse for a wall. Every frame is different. A lot of them are similar, in that they are variations on black and white with a mat, and some are silver.

But some are brighter than that, with primary colors or mother of pearl or some sort of pattern. And I love them. And I thought they looked nice displayed on a shelf all together in our apartment. But will it be shocking and overwhelming to put so many different frames all together on one wall? I have never done this before and I'm not exactly a decorating guru, so I need your opinions here.

Also, any thoughts on how I could try it out, just to see? Because I thought of just hanging them all and then, if it looked terrible, taking them down. But then there would be 30 or 40 holes in our wall, and it would be impossible to cover them all, and it would look terrible. So is there some other way for me to do a trial run to see how it would look without ruining our newly painted wall?