tag:blogger.com,1999:blog-2119996845182958780.post4682229590053603006..comments2024-03-26T04:27:54.485-06:00Comments on Du Wax Loolu: Purchasing restraintJesshttp://www.blogger.com/profile/15942269316108576622noreply@blogger.comBlogger31125tag:blogger.com,1999:blog-2119996845182958780.post-57319610534244072822010-01-10T15:11:04.174-07:002010-01-10T15:11:04.174-07:00We're pretty much in the same boat - after a f...We're pretty much in the same boat - after a few years of buying most things we wanted, we now own a house and want children soonish so need to learn to be more careful. We also have a couple of big jobs to do on the house (damp proofing, rendering, electrics) that we are saving for so "minor" things like extra dining chairs and a second sofa will have to wait. <br /><br />Like you, we are trying to plan meals again (something we always used to do but got out of the habit over the past few months) because it really does save money. And in a similar vein, we have taken on an allotment with some friends so from early summer onward we should be producing some of our own fruit, veg and herbs. <br /><br />Things we have invested in include new bedding (the old quilt was falling apart, we couldn't put that one off) and nice plastic tumblers for when our nephews and niece visit. And we plan to get some of our own photos printed and framed to go on our walls, which should help the place feel more like it's ours, in lieu of actual redecorating.Nose in a Bookhttp://twitter.com/Nose_in_a_booknoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-54219032485617617972010-01-09T02:53:21.550-07:002010-01-09T02:53:21.550-07:00Keep posting stuff like this i really like itKeep posting stuff like this i really like itAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-23911834264391004132010-01-06T16:45:25.202-07:002010-01-06T16:45:25.202-07:00Ok, this was great but also, but don't forget ...Ok, this was great but also, but don't forget to reward yourself sometimes. <br /><br />It's tough, so tough to find the line between essential, spluge and ok to an occasionally treat. I see your bathrobe as a eventual replacement. Sure it's ok for now, but eventually you need to reward yourself with something you use often. <br /><br />The system I have is to write everything down that needs replacing (and I mean need replacing --like the 10 year old bath towels that were starting to fray) and after each pay period, after paying bills, determine if its best to go ahead with the replacement. <br /><br />Oh gosh, I sound so horrendously boring.JRMnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-42943619732576187752010-01-06T16:15:55.506-07:002010-01-06T16:15:55.506-07:00Quality food (fresh vegetables, organics, non-proc...Quality food (fresh vegetables, organics, non-processed) is always a non-essential (food is essential, quality food isn't) purchase that's worth the money. <br /><br />Evenings out with friends could be evenings in with friends, but I'd be limiting my chances of meeting a man, so that is a worthy non-essential right now. <br /><br />Dance classes are non-essential in that I could just run more, but they're also sort of essential for my mental and spiritual health.<br /><br />I just bought a dress for some of the events surrounding the five weddings I'm going to this year. It's definitely a non-essential item, but it was reasonably priced (thank you 65% off sale!) and is incredibly versatile. And I'll spend on a formal dress or gown to wear to three of the weddings because it's worth it to me to show up in something people haven't already seen me wear.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-65197448493319487032010-01-06T07:01:33.388-07:002010-01-06T07:01:33.388-07:00most certainly.
Ever since moving into our home th...most certainly.<br />Ever since moving into our home the husband and I almost NEVER buy things that arn't needed AND the hubs started tracking EVERY CENT WE SPEND.<br />Its weird and sometimes frustrating but we don't want to fall into troubles in our first year of home ownership.each of the twohttps://www.blogger.com/profile/00407616096825874918noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-59925901653216558782010-01-05T23:06:10.472-07:002010-01-05T23:06:10.472-07:00Oooh, that is a very nice watch. I love Fossil, th...Oooh, that is a very nice watch. I love Fossil, they're the only watches I buy - when I actually buy one, which hasn't been for a couple of years.<br /><br />I can't imagine having the kind of self-restraint you two are imposing. I'm in awe, truly. I see, I want, I purchase. It's an excellent practice, cutting out all but the essential, and I'm positive that like you, I could save hundreds per month.<br /><br />I'm trying to be better, really, but it's so HARD. Although, the other day, I did actually deny myself a pretty new sweatshirt I wanted. And a book. Uh...yay progress?amberhttp://www.hope-revisited.comnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-11065742281126422802010-01-05T19:39:21.196-07:002010-01-05T19:39:21.196-07:00Oh, and I like what Heather says about avoiding th...Oh, and I like what Heather says about avoiding the shops where the temptation lies. The children have so many clothes I really need to do a serious declutter of their bureaus, but I'm still so tempted by the GREAT SALES and CUTE STUFF, I've been just STAYING AWAY from those stores. If I don't know about it, it won't bother me so much to give it up.Swistlehttps://www.blogger.com/profile/13126937282657655091noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-80421057170452161602010-01-05T19:34:38.039-07:002010-01-05T19:34:38.039-07:00Oh, I DO think you should replace the bangle! I t...Oh, I DO think you should replace the bangle! I totally know what you mean, and if you go with not replacing it I'll get why, but on the other hand it seems sad in that one case, and also seems like it's an exchange rather than a purchase. I have a suggestion: the watch is a nice replacement for the bangle.<br /><br />Oh dear, this is not helpful is it? And that's silly because I LOVE this kind of saving---not so much sacrificing per se as DELAYING. More like thinking, "I know we want this, but can we continue to live happy lives without it for awhile so that we can have something else we want more?"<br /><br />We're doing that with our dining room table, which is a handmedown but will do just fine. And with one set of bunkbeds, also handmedowns. And with our bed, which doesn't have a frame. And with a bunch of other things where we think, "Sure, we WOULD really like to have it, but we can wait."<br /><br />I recommend <a href="http://www.freecycle.org" rel="nofollow">Freecycle.org</a> for this kind of delaying. We wanted a kitchen island but we're putting it off because we CAN get by with two feet of countertop--but then we thought just for the heck of it we'd ask about it on Freecycle, and someone had one in their basement they'd replaced with a better one and hadn't gotten around to hauling away yet, so we went and picked it up. Free. And it has revolutionized our kitchen.<br /><br />Also, bathrobes will go on 75% off at Target pretty soon. Er, oh, that's non-helpful again.Swistlehttps://www.blogger.com/profile/13126937282657655091noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-34189053854725198472010-01-05T19:25:35.047-07:002010-01-05T19:25:35.047-07:00Whoaaa girl, saving agressively!!! Me likey. I'...Whoaaa girl, saving agressively!!! Me likey. I'm trying to save to get plastic surgery, but shhhh don't tell on me, cause well I'm not sure yet. LOL..:*aMbAr*:.https://www.blogger.com/profile/14163925947797253348noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-6271164362949859962010-01-05T18:48:04.668-07:002010-01-05T18:48:04.668-07:00We eat out at least twice on weekends, but general...We eat out at least twice on weekends, but generally casual dining- Maybe $50/meal. I also buy a lot of clothes, but I'm cutting back MAJORLY on that this year so I can afford a fancy camera.SLynnRohttps://www.blogger.com/profile/15016804259405363833noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-67914577160317591622010-01-05T15:50:10.894-07:002010-01-05T15:50:10.894-07:00i'm annoyed, because i'd like to track my ...i'm annoyed, because i'd like to track my spending better and i hear mint.com is the way to go... but they haven't added my bank yet. for like 6 months. ADD CLEARVIEW FEDERAL CREDIT UNION, MINT. KTHX.Alicehttps://www.blogger.com/profile/15287792370490363047noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-16363439020897247582010-01-05T15:08:07.534-07:002010-01-05T15:08:07.534-07:00I've been restraining on just about everything...I've been restraining on just about everything. In fact, I think that the only non-necessity purchase I've made since Christmas was some after-Christmas-sale wrapping paper (and that WAS a need, actually, because I had but one roll left for next year, and I'll NEVER pay full price for the stuff). <br /><br />The biggest area we're working on this month (and this year, really) is the amount of money we spend eating out. It's insanity, truly, and it must stop. <br /><br />I'm super proud of how restrained and adult you're being. As someone who is just now *almost* done paying off stupid debt, I can absolutely say you'll thank yourselves later.bessie.violahttp://www.bessieviola.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-2213745316061822032010-01-05T14:26:42.667-07:002010-01-05T14:26:42.667-07:00Michelle Singletary (Washington Post financial gur...Michelle Singletary (Washington Post financial guru) had a fantastic article in last Sunday's Post about a 21 day financial fast. Whew! She's strict :-)<br /><br />Not sure if you have to be logged in to the Washington Post site but here it is:<br /><br />http://www.washingtonpost.com/wp-dyn/content/article/2009/12/31/AR2009123103495.htmlMelissahttp://www.running2me.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-71655596926032941572010-01-05T13:08:26.258-07:002010-01-05T13:08:26.258-07:00We've kind of been in purchase restriction mod...We've kind of been in purchase restriction mode for a while. We live on one teacher's salary with an influx of parental support every year. We do our best to have as much of that support left over at the end of the year. Our one problem occurs when we get our tax return. We wait to make all of our big purchases with that and then never keep track of how much of it we've spent and therefore way overspend it. This year it's getting it's own savings account so we can be exactly sure of what's left and stop when it's gone. Or even before that. Novel idea.Mama Bubhttps://www.blogger.com/profile/04521543145593543128noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-73088228875057255332010-01-05T12:08:59.856-07:002010-01-05T12:08:59.856-07:00Oh gosh, everything. Like Erin the first (like th...Oh gosh, everything. Like Erin the first (like that Erin?) we're also in the stop the bleeding mode. Hard to do with 4 kids who keep GROWING but we're trying. Now if the ($*#)(48 economy would rebound just a smidge that would help!Kristin....https://www.blogger.com/profile/04577486067704642675noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-31522610261897031042010-01-05T10:07:32.901-07:002010-01-05T10:07:32.901-07:00Due to underemployment at the moment we are defini...Due to underemployment at the moment we are definitely in the same mode. Christmas was VERY minimal this year, and featured mainly handmade gifts year, and we had to completely forego sending gifts to anyone we didn't see on christmas day (so my honey's family, and my grandma in arizona), which saved us a few hundred dollars. We also will be skipping anniversary presents or a dinner out in couple of weeks. I've also resisted buying a new dog bed for the boy, excessive grocery trips, etc. If it isn't a bill or a bare bones trip to Trader Joe's it isn't happening right now. I like the idea of estimating how much you are saving by resisting those purchases. I think I might start doing the same thing.<br /><br />That purple watch IS awesome. I have a very similar one with a dark blue face, and I actually find that it can be really hard to read unless the light is just right and it is tilted just so. And bathrobes are overrated. I much prefer my fuzzy hoodie and PJ bottoms anyway.fairydogmotherhttps://www.blogger.com/profile/07901824447445942886noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-5358745429779325112010-01-05T09:54:01.043-07:002010-01-05T09:54:01.043-07:00Sweets and I spent A LOT of money last year. I thi...Sweets and I spent A LOT of money last year. I think 2010 is going to be the year of restraint. We just need to make it official. And reading this post reminds me to have a chat with him about it.Nilsa @ SoMi Speakshttps://www.blogger.com/profile/08474642034399063234noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-1137264835801350102010-01-05T09:49:24.601-07:002010-01-05T09:49:24.601-07:00We've planned menus, cooked at home and taken ...We've planned menus, cooked at home and taken our lunches for a couple of years now. We easily save $200 a month by doing so. It is a total habit, now.<br /><br />Right now, we have talked ourselves out of needing A LOT of things. Our goal is to have the credit card paid off this year. So far, 2010 has not helped; the truck is in the shop. AGAIN.<br /><br />I am trying to find ways to re-purpose things that we already have. I wish I was more creative in how to make re-purposed things look pretty/nice, however. Any ideas, anyone?artemisiahttps://www.blogger.com/profile/12048259618106957687noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-83058490841063477732010-01-05T09:35:41.026-07:002010-01-05T09:35:41.026-07:00I've committed to doing the same thing, starti...I've committed to doing the same thing, starting today, and I am already finding it hard. Online shopping is SO fun and SO easy and makes me feel better. A diet AND a financial diet? Goodness. This could be rough until I get used to it.d e v a nhttps://www.blogger.com/profile/02514260896810474173noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-74488246132113119522010-01-05T09:35:01.127-07:002010-01-05T09:35:01.127-07:00Being on such a low budget (aka NON-EXISTENT)has b...Being on such a low budget (aka NON-EXISTENT)has been a test of my willpower. It's been easier than I thought it would be to not buy any new clothes, or shoes, but I really want a new lens for my DSLR (both lenses I do have right now are not working so I can't even use the camera) and it's really hard telling myself that I need the money for this move, rather than for a passion of mine.<br /><br />By the way, I'm moving out to Boulder at the end of this month!! What tips can you give me as far as preparing for winters there? :)Ashalahhttp://ashalah.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-37932445364188223442010-01-05T08:39:41.188-07:002010-01-05T08:39:41.188-07:00One HUGE thing we (well, husband) did recently, af...One HUGE thing we (well, husband) did recently, after he got the insurance money for his totalled car, was to buy a super cheap but reliable 1996 sedan to replace his old work car. Which, ha, was hardly a luxury vehicle by ANY means, but was still nicer than the beater he replaced it with! But he only ever uses his car to get to and from work, a ten minute drive, and he said he'd rather drive a crappy looking but reliable vehicle and put most of that insurance money in savings than try to replace the car with something comparable or even a little nicer (which I was gunnning for- bad!) I wouldn't want to drive that car, but he did it so our bank accounts would have a little extra breathing room. I was touched by that. Some men bring flowers and chocolates, my husband nobly drives a beater car...Sarahhttps://www.blogger.com/profile/07141742419364168878noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-54968562664852731212010-01-05T08:35:11.153-07:002010-01-05T08:35:11.153-07:00I'm in super save mode right now too! I want ...I'm in super save mode right now too! I want to max out my Roth IRA contributions this year and that money has to come from somewhere. Not to mention I want to make a big dent in that student loan debt. I buy most stuff on sale and the cheapest of absolutely everything in the grocery store (ie the 99 cent can of beans insted of the $1.29 can). Every little bit adds up! Also, I'm avoiding Starbucks because it is NOT essential in any way and it IS expensive. Being thrifty is easy! But then again, I get a thrill from seeing how much I can save.missrishttps://www.blogger.com/profile/03595843215458849973noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-11770905796017622212010-01-05T08:18:43.191-07:002010-01-05T08:18:43.191-07:00We try to be as thrifty as we can...and I don'...We try to be as thrifty as we can...and I don't feel like our lives are suffering for it. Our more recent thriftiness comes from going to the thrift stores to seek out clothing instead of always buying new. I've found several GREAT items for fractions of what they would cost new AND they are in perfect condition, so who cares? We also sell stuff on ebay regularly and stock up on stuff when it's on sale.Kristenhttps://www.blogger.com/profile/03735715854829793184noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-13596760914977810842010-01-05T07:53:27.562-07:002010-01-05T07:53:27.562-07:00I want a Wii Fit, and am barely restraining myself...I want a Wii Fit, and am barely restraining myself.<br /><br />I think you need to purchase a bracelet to replace the one you had to return that Torsten gave you - That's not spending, that's exchanging a gift. :-)3carnationshttps://www.blogger.com/profile/15942247215569463561noreply@blogger.comtag:blogger.com,1999:blog-2119996845182958780.post-7305269363343646832010-01-05T07:42:51.603-07:002010-01-05T07:42:51.603-07:00Good for you guys! I live for budgeting, it just ...Good for you guys! I live for budgeting, it just makes me giddy. Weird? As you know, we have a strictly categoried budget/savings system, so when we hit a savings goal (for example your new dining room chairs) it feels SO much sweeter than when we used to go out and just purchase them without thinking about it.Emilyhttps://www.blogger.com/profile/04793480432068543767noreply@blogger.com